Credit Unions tend to lend more money than most banks do if you are looking for a car loan. They also have more favorable rates (2% better) than banks but credit unions don’t offer rates as good as online car loan sites. Credit Unions do not require that you drive to their office to […]
Remember the movie Mary Poppins? The children’s father was a no-nonsense, stern and proper bank manager. This popular image of those working in finance is fitting. Would you allow your money to be managed by Bert, the singing, dancing chimney sweep? Of course, image does not mean expertise, but it helps us feel confident about […]
One of the best ways for college students to build credit and use it responsibly is to get a student credit card. These type of credit cards feature a lot of useful benefits including different types of discount programs and services that can help make a struggling college student’s life a bit easier. Building […]
If you’re trying to develop a monthly financial budget for your household expenses, remember that the unexpected will occasionally happen. The washer will need to be serviced, the dog will need to go to the vet, and you will have to get that suit dry cleaned. It’s difficult if not impossible to think of every […]
You don’t need an appraisal to refinance your car loan. Auto refinancing is based on how much you need to pay off your current loan, which has nothing to do with the value of the car. To refinance your car loan you should always go to another lender for a lower APR because most […]