Since you got a loan, chances are the interest rate has fluctuated on a daily basis. If you think that the interest rates are currently going up you should try to lock you loan. Lenders sometimes charge you points to lock it but it could work out in your benefit if you lock in […]
Financial advice has always sounded so technical and boring to me. I get turned off just looking at the stock market page of a newspaper, never mind trying to make any sense out of it. How do I know if am doing what’s best with my money? Fortunately, there is a good deal of free […]
Do you think that the Yield Spread Premium (a commission paid directly by the lender to your representative) is ok with you since you, or do you think that the loan would have cost less if the YSP was not included. Which do you prefer, working with a loan officer that receives bonuses, or […]
Remember when your piggy bank was the only financial manager you needed? You knew just where your money was and how much was there. It all gets so much more complicated when you grow up. Now your money is tied up, invested, or hidden away in various accounts. It takes a lot of trust to […]